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While you may have enough money to never have to think about money again, all you can think about is money. But winning the Lotto comes with its own pitfalls.
Believing you'll never have to worry about money can lead to distorted thinking and reckless spending. But there are ways to handle the new life change.
A Liston Newton adviser can help you manage your finances, big or small. Contact us today to discuss how we can provide you with the support to ensure your wealth remains safely managed for the long term.
Stop, take stock of your situation, and take a deep breath. The important thing is to relax, and avoid making any rash decisions. Take a good amount of time to develop a new-found-money mentality, and let the scenario really sink in.
Now is the time to seriously consider all your options about what you want to do and achieve. Some financial experts suggest a couple of months, or even taking a whole year, as you develop your well-thought-out plan.
Ideally, for the first couple of months you should remain calm, and not hand out all your money in a mad panic.
Don't rush into any drastic actions such as quitting your job, buying a new home abroad, trading in your current car for a Ferrari, or taking a spur-of-the-moment holiday to Africa.
You might be determined the money won't change you, but it may change the way others view you. Credit: Fairfax Media.
Most people have dreamed about getting a windfall such as an inheritance or winning the lotto and have already worked out in their mind how they would spend the money.
But most will underestimate what should be planned for and can get anxious with the extra responsibility. This is where people can sabotage the windfall and blow it quickly.
With some good financial advice, a large injection of cash could provide you with a comfortable lifestyle for many years to come - but it usually has to be caught quickly.
From the moment you receive the windfall, if you don't already have a plan in place or good money habits, you could easily turn out to be your own worst enemy and the money may quickly disappear.
Once people know you've come into money, you might find requests for handouts or loans from everyone from charities to relatives or friends.
To avoid this, try to remain anonymous if possible or at the very least, don't flaunt it. And also might have won a few or may be some lucky might have won a jackpot too!
But most of us are not so lucky and our money spent on lotteries seems waste if not earn a win. To win a lottery proper strategy and planning also goes along with the game of chance and your luck.
As you know that lottery is a popular and prevalent entertainment and leisure activity among Australians. There are several lottery games syndicated across Australia.
The Monday, Wednesday and Saturday Lotto from tats group, Lucky lotteries from NSW , OZ lotto , soccer pools, Super66 and Powerball are the most popular.
Whatever system you use, the odds of winning Lotto appear to be astronomical. If you played an eight-game OZ Lotto entry the most popular , your chances of winning all six numbers are one in 1.
The most frequent numbers drawn in the national Saturday Lotto are seven, 40, 36, 32, five and eight. The least drawn numbers are 44, 16, 30, 11, 18 and nine.
Most people focus on winning the first prize, the six-number prize, when the focus should be on winning the smaller prizes that only require four or five numbers to win.
The strategy you should know is that every single game you play still gives you a chance of winning the big prize. On average, most of the players win a prize between every two and four weeks when playing on a regular basis.
But it is still a prize. Even though our lottery games and Instant Scratch-Its can be purchased in multiple states within Australia, prizes can only be claimed within the State in which the entry was originally purchased.
Instant Scratch-Its tickets conducted by Golden Casket can be claimed in Queensland, Tasmania or the Northern Territory. The registered card holder should sign the authorisation and provide signature identification so the request can be verified.
The person authorised to pick up the prize should bring identification for verification and audit purposes. This prize will be paid as per the Prize Claim form; Cheque or Direct Deposit.
If your ticket is damaged please return the damaged ticket with the form, remembering to keep copies for your own records. If we are successful in locating your ticket a 'Stop Payment' can be placed on your ticket which will prevent anyone else from claiming your prize provided it has not already been paid.
If you are a Tatts Card member and you lose your lotto ticket registered to your Tatts Card, you should call us on Once we verify your identity we can arrange for a cheque or free ticket certificate to be mailed to you made out to the name and address registered on the Tatts Card.
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